Have tax debt? Avoiding filing tax return due to tax debt? October 15, 2018 is the extension deadline to file your 2017 tax return. Did you know that "in most cases, the failure-to-file penalty is 10 times more than the failure-to-pay penalty"? This article summarizes some of the reasons why you should timely file your tax return, even if you cannot pay the tax debt. Inner Banks Legal Services offers free consultations if you would like advice on how your taxes may be treated in a bankruptcy.